Your invoices.
Your money.
Today.
Your receivables are one of your most valuable assets. Liftline helps you turn them into cash today with better rates, better terms, and less hassle.
Getting paid on your receivables shouldn't be this hard.
0%+
effective APR after hidden fees
Advertised rates mean nothing when wire fees, processing fees, minimums, and surcharges pile on top. Most businesses don't know what they're actually paying.
0 days
average wait for funding
"Fast funding" usually means 3-7 business days, unless you pay for the same-day surcharge they didn't mention upfront.
0%
of AR left uncovered
Between declined customers and low advance rates, nearly a third of your receivables may not be working for you.
0 days
of unprotected exposure
You're extending 30/60/90 day terms with no safety net. One bad debt can wipe out months of margin.
A better way to finance your receivables.
Smarter factoring
Better rates, higher advance rates, and broader coverage, with a new provider or your existing one. We benchmark your terms against the market so you always know where you stand.
Hands-on expertise
Receivables financing is complex. We work with you to figure out which structures and providers actually fit your business, not just what fits a template.
Curated capital network
We've vetted the best capital providers so you don't have to. Get matched with the right partner for your business and we'll handle the back-and-forth.
Automated collections
Our AI-powered system follows up on aging invoices with smart, friendly reminders sent under your branding. Your relationships stay intact and you stay focused.
Trade credit insurance
Easily get and manage trade credit insurance so you're covered if a customer can't pay. No more unprotected receivables.
One platform, full visibility
Track receivables, funding, insurance, and provider performance in one place. No more spreadsheets or chasing updates.
How it works.
1
Tell us about your business
A few minutes of setup. We'll learn about your customers, your invoices, and what you're looking for.
2
Get matched
We analyze your receivables and connect you with the best financing options from our network, or help you improve your current setup.
3
Get set up
Onboard to a modern, easy-to-use dashboard built for managing your receivables, funding, collections, and insurance in one place.
4
Fund your invoices
When you need invoices funded, drop them into the platform. We automatically scan them, ensure compliance, and get you your cash.
5
Manage everything in one place
Track funding, monitor insurance coverage, and see exactly how your terms compare to the market.
Insurance that pays for itself.
Trade credit insurance doesn't just protect you from defaults, it also makes your receivables less risky, which means better financing terms. Liftline handles enrollment, policy management, and claims so you don't have to.
Get insured
Liftline makes it easy to get trade credit insurance on your receivables. Your customers are instantly underwritten, and you can cover individual buyers or your entire book.
Your receivables become less risky
Insured invoices carry less risk for capital providers. That changes the math on how they price your funding.
Capital providers compete harder
Lower risk means more providers want your business. More competition means better rates and higher advance rates for you.
Your rate drops and you're protected
The insurance typically costs less than the rate improvement it unlocks. You end up paying less overall, and if a customer can't pay, you're protected from the default.
Ready to unlock your receivables?
Join the waitlist to get early access to better financing, expert guidance, and effortless trade credit insurance.